A CD from one bank is essentially equal to a CD from any other bank. If they have the same duration, they have the same liquidity and since they are guaranteed by the FDIC, the only meaningful variation between CDs of equal maturity is their yield. However, as competitive as banks are, they do a good job of hiding the best yields. Policy Challenge specializes in finding you the highest yield CDs.
We continuously search the internet and our private data base looking for the highest CD yields as well as the most promising market linked CDs. We inspect hundreds of products each month, to bring you the best choices.
Traditional Bank CDs pay a guaranteed rate of interest for the duration of the CD. Market linked CDs, are tied to the financial markets and pay a much greater rate of interest under many economic conditions. Like a traditional CD, your deposit in a market linked CDs is insured by the FDIC. Some market linked CDs include a minimum interest guarantee, as well as offer stock market participation. All market linked CDs are completely protected from any possibility of market loses.
When you ask Policy Challenge for a CD search, we quote both traditional CDs and market linked CDs, so that you can compare and make the most appropriate choice for your situation.
Current CD yields
Ask us to find your highest CD rates.
For more information on CD’s or Market Linked CD’s visit our knowledgebase.